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      <news:publication_date>2026-06-12</news:publication_date>
      <news:title>증여세 신고방법 2026 — 홈택스 셀프 신고 완벽 가이드: 증여재산 평가·세액계산·필요서류·분납·연부연납까지 총정리</news:title>
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      <news:title>건강보험료 납부확인서 2026 — 발급 방법(공단·정부24·홈택스)·완납증명서와 차이·연말정산·대출·정부지원 소득증빙 용도별 총정리</news:title>
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      <news:title>법인세 절세 2026 — 중소기업 세액공제·통합고용·접대비 한도·결손금 이월로 합법적으로 줄이는 법 총정리</news:title>
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      <news:title>부가가치세법 2026 — 납세의무자·과세대상·면세와 영세율·간이과세·세금계산서까지 법으로 보는 부가세 핵심 총정리</news:title>
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        <news:language>ko</news:language>
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      <news:publication_date>2026-06-12</news:publication_date>
      <news:title>부가세 환급 받는 법 2026 — 환급 대상·매입세액 공제와 불공제 항목·간이과세자 환급 불가·홈택스 신고까지 총정리</news:title>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-12</news:publication_date>
      <news:title>상속세 신고방법 2026 — 홈택스 셀프 신고: 상속재산 평가·세액 계산·6개월 신고기한·필요서류·분납·연부연납·물납 총정리</news:title>
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        <news:name>정책모아</news:name>
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      <news:publication_date>2026-06-12</news:publication_date>
      <news:title>상속세 개편 2026 — 유산취득세 전환·일괄공제 상향·배우자공제 확대 논의와 지금 확정된 것 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/chasangwi-type1-type2-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>차상위 1종 2종 차이 2026 — 의료급여 1·2종과 뭐가 다른가? 본인부담경감 대상자 자격·의료비·신청방법 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/youth-bumtmok-loan-extension-rejection-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:title>청년버팀목대출 연장 거절 사유 2026 — 소득초과·자산초과·연체·전입누락·주택취득 등 연장 안 되는 경우와 대처법 총정리</news:title>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>국민연금 추납·임의계속가입 손익분기 2026 — 60세 이후 더 내면 몇 년 만에 본전 뽑나? 회수기간·건강보험·세금 영향 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/youth-bumtmok-loan-banks-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>청년버팀목대출 은행 2026 — 5대 위탁은행 어디서 받나? 우리·국민·신한·농협·하나 은행별 차이·기금e든든 비대면 신청 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/car-tax-calculation-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>2026 자동차세 계산법 — 배기량 cc당 세액·차령 경감·지방교육세 30%로 내 차 세금 직접 계산하는 법 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/car-tax-reform-2026/</loc>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>2026 자동차세 개편 — 배기량 기준 폐지되나? 차량가액·탄소배출 전환 논의 현황과 올해 실제 바뀐 것(연납 3%) 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/vat-calculator-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>부가가치세 계산기 2026 — 매출세액·매입세액·간이과세 부가가치율로 내 부가세 직접 계산하는 법 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/child-inheritance-tax-exemption-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>자녀 상속세 면제한도 2026 — 자녀공제 5천만원이 일괄공제 5억에 묻히는 이유, 자녀가 실제 세금 없이 받는 금액 총정리</news:title>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>증여세 면제한도 개정 2026 — 2024년 혼인·출산공제 1억 신설 이후 무엇이 바뀌었고 무엇이 논의 중인가 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/gift-tax-exemption-filing-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-11</news:publication_date>
      <news:title>증여세 면제한도 신고 2026 — 한도 안에서 증여해도 신고해야 하나? 홈택스 신고방법·기한·미신고 가산세 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/disability-activity-support-eligibility-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>장애인 활동지원 서비스 자격 2026 — 만 6~65세 미만 등록장애인·소득 무관, 서비스 지원 종합조사 15구간·본인부담금·신청방법 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/national-pension-payment-exception-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>국민연금 납부예외 신청 2026 — 실직·휴직·사업중단 때 국민연금공단에 보험료 멈추는 법·납부재개·추후납부 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/youth-bumtmok-jeonse-loan-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>청년버팀목대출 조건 2026 — 자격·한도·금리·신청방법 총정리(디딤돌·일반버팀목 차이까지)</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-home-purchase-loan-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>디딤돌대출 조건 2026 — 소득·한도·금리·LTV·우대금리 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/bogeumjari-loan-rate-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>보금자리론 금리 2026 — 자격·한도·우대금리·신청방법 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/saehuimang-holssi-loan-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>새희망홀씨 조건 2026 — 소득·신용·한도·금리·취급은행 총정리</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/business-owner-loan-2026/</loc>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-10</news:publication_date>
      <news:title>사업자대출 2026 — 정책자금·은행·햇살론 자격·한도·금리·서류 총정리</news:title>
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    <loc>https://policy.ambitstock.com/posts/inheritance-tax-exemption-2026/</loc>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-06-10</news:publication_date>
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        <news:language>ko</news:language>
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  <url>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/national-pension-survivor-pension-2026/</loc>
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  <url>
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