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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-30</news:publication_date>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-30</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/gig-platform-employment-insurance-jobseeker-12months-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-30</news:publication_date>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
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  <url>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
      <news:title>취업후상환 학자금 의무상환, 기준소득 3037만원, 총급여 | 안 벌면 이자가 붙나?</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/hometown-love-donation-tax-credit-100k-200k-44pct-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
      <news:title>고향사랑기부금 세액공제, 10만원 100%, 20만원 44% | 주소지 지자체는 왜 안 되나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/earned-income-credit-vs-child-tax-credit-difference-double-apply-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
      <news:title>근로장려금 자녀장려금 차이, 중복 신청 가능 | 둘 다 받으려면 무엇이 다른지 정리</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/pregnancy-birth-voucher-national-happy-card-100-usage-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
      <news:title>임신출산 진료비 바우처, 국민행복카드 100만원, 다태아 140만원 | 어디서 쓰고 언제 소멸하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/high-risk-pregnancy-medical-support-300-6months-disease-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-30</news:publication_date>
      <news:title>고위험 임산부 의료비 지원, 300만원 한도, 6개월 기한 | 조기진통으로 입원하면 얼마를 받나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/worker-living-stability-loan-medical-2000-annual-2pct-4types-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-29</news:publication_date>
      <news:title>근로자 생활안정자금 대부, 의료비 최대 2000만원, 연 2% | 직장인이 저금리로 빌리는 창구는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-early-pension-income-suspension-monthly-limit-work-resume-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-29</news:publication_date>
      <news:title>국민연금공단, 조기노령연금, 소득 발생 시 지급 정지 | 얼마 벌면 연금이 멈추나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-sme-employment-tax-reduction-5year-90pct-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-29</news:publication_date>
      <news:title>연말정산 환급금 조회, 중소기업 취업자 소득세 감면, 5년 90% | 간소화에서 어디 항목을 봐야 하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/welfare-membership-signup-customized-benefit-notice-163-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-28</news:publication_date>
      <news:title>복지멤버십 신청, 맞춤형 급여 안내, 안내 163종 | 가입하면 지원금이 자동 입금될까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/daily-care-service-eligibility-cost-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-28</news:publication_date>
      <news:title>일상돌봄 서비스, 청년 중장년 대상, 본인부담 | 소득 기준 없이 누구나 신청될까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/onnuri-gift-certificate-discount-paper-digital-usage-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-28</news:publication_date>
      <news:title>온누리상품권 할인율, 지류 디지털 차이, 사용처 | 어느 걸 사야 더 이득일까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/empty-house-enforcement-fine-specific-vacant-house-demolition-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-27</news:publication_date>
      <news:title>빈집 이행강제금, 특정빈집 지정, 직권 철거 | 방치하면 얼마가 부과될까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/empty-house-repair-subsidy-demolition-remodeling-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-27</news:publication_date>
      <news:title>빈집수리 지원금, 철거 보조금, 리모델링 지원 | 얼마 받고 어디서 신청할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-parttime-job-report-employment-obligation-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-27</news:publication_date>
      <news:title>실업급여 수급 중 아르바이트, 취업 신고 의무 | 신고 안 하면 부정수급으로 반환 명령이 온다</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-personal-deduction-150-spouse-dependent-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-27</news:publication_date>
      <news:title>연말정산 환급금 조회, 인적공제 150만 | 배우자·부양가족 나이와 소득 기준은 얼마인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/youth-tomorrow-savings-apply-method-bokjiro-community-center-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-27</news:publication_date>
      <news:title>청년내일저축계좌 신청방법, 복지로 vs 주민센터 | 모집 기간 놓치면 1년을 기다려야 한다</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-donation-deduction-legal-designated-carryover-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-26</news:publication_date>
      <news:title>연말정산 환급금 조회, 기부금 세액공제, 법정 100% 지정 30% | 간소화에 안 잡히면 어떻게 하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-payment-exception-apply-3years-no-income-carryover-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-26</news:publication_date>
      <news:title>국민연금공단 납부예외 신청, 소득 없을 때 보험료 멈추기 | 최대 3년, 가입기간 공백인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/dururi-social-insurance-under10-270man-80percent-employer-worker-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-26</news:publication_date>
      <news:title>두루누리 사회보험료 지원, 10인 미만, 월 270만 원 미만 | 사업주도 80%, 직원도 80%인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/senior-customized-care-intensive-16hours-long-term-excluded-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-25</news:publication_date>
      <news:title>노인맞춤돌봄서비스, 중점돌봄군, 월 16시간 이상 | 장기요양등급 있으면 빠지나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/emergency-welfare-medical-support-300-separate-livelihood-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-25</news:publication_date>
      <news:title>긴급복지 의료지원 300만 | 생계 78만이랑 따로 신청하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/pregnancy-birth-medical-voucher-single-100-multi-140-happy-card-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-25</news:publication_date>
      <news:title>임신출산 진료비 바우처, 국민행복카드, 단태아 100만 | 첫만남 200만이랑 같은 카드인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/disability-pension-amount-349700-supplement-90000-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-22</news:publication_date>
      <news:title>장애인연금 금액, 기초급여 349700원, 부가급여 9만원 | 33.4만이 올해 숫자인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/telecom-fee-reduction-amount-33500-livelihood-medical-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-22</news:publication_date>
      <news:title>통신요금 감면, 통신비 감면 33500원, 생계급여 | 2.6만이 올해 천장인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/culture-nuri-card-amount-150000-lifecycle-10000-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-22</news:publication_date>
      <news:title>문화누리카드 금액, 문화누리 15만원, 생애주기 1만원 | 13만원이 올해 숫자인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/diaper-formula-voucher-90000-110000-24months-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-22</news:publication_date>
      <news:title>기저귀 조제분유 지원, 기저귀 바우처 9만원, 조제분유 11만원 | 8만원이 올해 숫자인가?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/home-care-allowance-amount-100000-24months-parent-pay-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-22</news:publication_date>
      <news:title>가정양육수당 금액, 양육수당 10만원, 24개월 | 어린이집 보내면 통장이 비나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/housing-benefit-amount-369000-selfpay-30-paydate-20th-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-21</news:publication_date>
      <news:title>주거급여 금액, 기준임대료 369000, 자기부담 30% | 36.9만이 통장에 그대로 찍히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/self-reliance-wage-amount-66080-market-entry-daily-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-21</news:publication_date>
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        <news:name>정책모아</news:name>
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  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-child-credit-birth-30-70-2026/</loc>
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  <url>
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  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-edoc-wallet-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-20</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-insurance-credit-standard-13man-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-20</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-duplicate-loan-ban-fund-mortgage-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-20</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-tax-refund-finder-vs-review-status-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-20</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-adjustment-closure-income-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:title>건강보험료 조회, 보험료 조정, 휴폐업 | 소득이 줄었는데 화면 금액이 그대로면?</news:title>
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  </url>
  <url>
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    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-20</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/disability-allowance-child-allowance-chasangwi-40000-vs-60000-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/medical-aid-copay-type1-type2-health-maintenance-6000-2026/</loc>
    <news:news>
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  <url>
    <loc>https://policy.ambitstock.com/posts/haesan-jangje-benefit-700000-800000-education-excluded-2026/</loc>
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  <url>
    <loc>https://policy.ambitstock.com/posts/emergency-welfare-living-support-amount-783000-3months-2026/</loc>
    <news:news>
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  </url>
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    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-cheongyak-savings-40pct-deduction-2026/</loc>
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  </url>
  <url>
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  </url>
  <url>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-dti60-income-cuts-limit-2026/</loc>
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  <url>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-senior-lien-small-deposit-tenant-2026/</loc>
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    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-simple-auth-gov24-2026/</loc>
    <news:news>
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  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-monthly-rent-credit-simplify-blank-2026/</loc>
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  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-remarriage-7year-special-supply-once-2026/</loc>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-account-vs-cash-sontax-2026/</loc>
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  </url>
  <url>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-dual-job-two-workplaces-2026/</loc>
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  <url>
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  <url>
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  <url>
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        <news:name>정책모아</news:name>
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  <url>
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        <news:language>ko</news:language>
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  <url>
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        <news:name>정책모아</news:name>
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      <news:publication_date>2026-08-18</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/national-pension-office-voluntary-enrollment-homemaker-premium-9wan-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-18</news:publication_date>
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  </url>
  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-18</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-donation-hometown-30pct-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-18</news:publication_date>
      <news:title>연말정산 환급금 조회, 기부금 세액공제, 고향사랑기부금 | 기부하면 환급이 얼마 늘어나나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-mock-calc-vs-notice-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-after-registry-3months-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>디딤돌대출 생애최초, 등기 후 3개월, 구입 후 신청 | 잔금이 지나도 우대가 붙나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-renewal-limit-70-80-same-deposit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>버팀목 전세대출 연장, 갱신 한도, 전세가율 70·80% | 보증금이 그대로면 잔액은 어떻게 되나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-preferential-5year-expiry-year6-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>디딤돌대출 금리, 우대 5년, 신혼·생애최초 | 6년 차부터 월 납입이 다시 오르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-newlywed-7year-pre-marriage-8500-6eok-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>디딤돌대출 조건, 신혼 7년, 예비신혼 | 8.5천만과 집값 6억 칸은 언제 열리나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-bill-history-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-mortgage-interest-deduction-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>연말정산 환급금 조회, 장기주택저당차입금, 이자 소득공제 | 낸 이자가 통장에 그대로 안 찍히면?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-cheongyak-6month-6times-24score-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>신혼부부 지원금 청약통장, 가입 6개월, 납입 6회 | 특공 문턱과 배점 24회는 같은 줄인가?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-semi-annual-under-150k-hold-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-voluntary-continued-36months-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-repay-lump-sum-restore-period-3-12-24-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/care-leaver-independence-allowance-50man-5years-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-17</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/parental-leave-pay-cap-250-200-160-6plus6-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/sickness-allowance-pilot-49540-7day-wait-150-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/industrial-accident-disability-benefit-grade-lump-vs-pension-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-unemployment-credit-75-12times-70man-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/parental-hour-reduction-pay-cap-250-first-10hours-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-17</news:publication_date>
      <news:title>육아기 근로시간 단축 급여, 상한 250만, 최초 10시간 | 5시간, 220만 글이 보이면 어느 숫자를 보나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/job-seeker-allowance-60-family-10-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/maternity-leave-pay-cap-660-monthly-220-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>출산전후휴가 급여, 상한 660만, 월 220만 | 90일이면 월급이 그대로 들어오나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/education-benefit-activity-voucher-card-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/industrial-accident-leave-benefit-70pct-3day-floor-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>산재 휴업급여, 평균임금 70%, 대기 3일 | 저소득이면 하루 액이 어떻게 바뀌나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/early-reemployment-bonus-12month-tenure-wage-cap-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>조기재취업수당, 12개월 계속 고용, 월급 574만 | 취업 직후가 아니라 1년 뒤에 내나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-daily-worker-construction-base-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>실업급여 금액, 일용근로자, 건설일용 | 일당 15만이 하루 입금이 아닌 이유는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-age-34-preferential-recheck-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>버팀목 전세대출 연장, 청년 만 34세, 우대 자격 | 나이 넘어도 같은 조건으로 가나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-enhuf-vs-bank-window-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>디딤돌대출 생애최초, 기금e든든, 수탁은행 | 어디서 접수해야 우대가 붙나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-first-home-newlywed-dedicated-table-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-16</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-couple-vs-household-income-home-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>디딤돌대출 조건, 부부합산, 세대원 | 부모님 월급과 집은 어디에 들어가나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-english-detail-insurance-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>건강보험료 납부확인서, 영문, 세부보험 | 공단 화면에서 언어와 건강, 장기요양은 어떻게 고르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-pension-irp-900-limit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>연말정산 환급금 조회, 연금저축 IRP, 세액공제 900만 | 넣은 돈이 통장에 그대로 안 찍히면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-special-supply-vs-first-home-once-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>신혼부부 지원금 신혼특공, 생애최초 특공, 평생 1회 | 같은 단지에 둘 다 넣나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-excluded-hold-refund-limit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>근로장려금 지급일 지급제외, 지급보류, 환급제한 | 화면에 날짜가 없으면 27일은 없나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-work-ability-sickness-benefit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>실업급여 신청, 근로 의사와 능력, 상병급여 | 아프면 접수 창이 닫히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-overseas-stay-benefit-stop-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>건강보험료 조회, 해외출국, 급여정지 | 3개월 체류인데 금액이 그대로면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-death-lump-sum-unpaid-benefit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>국민연금공단 사망일시금, 미지급급여, 4배 한도 | 유족연금이 없을 때 남는 돈은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/patent-application-support-domestic-cost-share-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-16</news:publication_date>
      <news:title>특허출원지원, 국내출원 168만, 분담금 | 관납료만 깎이나 변리사비도 들어가나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-method-online-submit-loss-code-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>실업급여 신청방법, 고용24 인터넷 제출, 상실코드 | 집에서 제출이 열리는 세 조건은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-limit-24eok-capital-ltv70-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>디딤돌대출 생애최초, 한도 2.4억, 수도권 LTV | 3억 안내와 왜 숫자가 다른가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-after-execution-child-preferential-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>디딤돌대출 금리, 사후 우대, 자녀 증가 | 실행 뒤에 태어난 아이도 깎아주나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-movein-1month-reside-2years-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>디딤돌대출 조건, 전입 1개월, 실거주 2년 | 세입자·집수리면 연장이 되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-dependent-zero-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>건강보험료 납부확인서, 피부양자, 0원 | 직장 피부양자인데 소득 서류가 필요할 때는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-education-credit-academy-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>연말정산 환급금 조회, 교육비 세액공제, 초등 예체능 학원 | 학원비는 언제부터 조회에 잡히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-training-individual-extension-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>실업급여 금액, 훈련연장급여, 개별연장급여 | 소진 뒤 하루가 100%인가 70%인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-acquisition-tax-first-home-200man-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>신혼부부 지원금 취득세 감면, 생애최초 200만, 잔금 60일 | 신혼 칸이 아니라 어느 칸을 보나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-garnish-protect-account-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>근로장려금 지급일 압류금지 250만, 체납 충당, 행복지킴이 | 8월 27일 전에 어느 통장을 넣나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-business-reg-suspend-close-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>실업급여 신청, 사업자등록, 휴업·폐업 | 등록이 남아 있으면 접수가 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-household-head-member-screens-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>건강보험료 조회, 세대주 고지, 세대원 화면 | 내 로그인과 집 고지서가 다르면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-dependent-family-pension-amount-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>국민연금공단 부양가족연금액, 배우자·자녀·부모, 월액 가산 | 누가 붙고 언제 빠지나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/detached-house-land-building-no-home-process-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-15</news:publication_date>
      <news:title>단독주택 무주택, 건물 토지분, 멸실 처리 | 토지만 남기면 청약 창이 열리나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-renewal-right-fixed-date-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>버팀목 전세대출 연장, 계약갱신청구권, 확정일자 | 집 계약이 이어져도 대출은 자동이 아닌가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-base-daily-vs-jobseeker-daily-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>실업급여 금액, 기초일액, 구직급여일액 | 화면 11만 원이 하루 입금이 아닌 이유는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-fixed-vs-5year-variable-add-on-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>디딤돌대출 금리, 고정, 5년 변동 | 표 숫자에 가산이 붙는 이유는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-exclusive-area-85-eupmyeon-100-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>디딤돌대출 조건, 전용면적 85㎡, 읍면 100㎡ | 공급면적으로 보면 왜 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-vs-youth-housing-dream-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>디딤돌대출 생애최초, 청년주택드림, 집값 한도 | 5억 창과 6억 창은 어떻게 고르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-4insure-si4n-paid-cert-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>건강보험료 납부확인서, 4대보험 완납증명서, 통합징수포털 | 공단 사이트랑 징수포털은 어디가 다를까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-medical-expense-credit-3percent-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>연말정산 환급금 조회, 의료비 세액공제, 총급여 3% | 병원비 냈는데 환급이 안 늘면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-age-marriage-7year-happy-housing-youth-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>신혼부부 지원금 나이, 혼인 7년, 행복주택 청년 | 만 39세가 넘어도 열리는 창은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-correction-request-field-check-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>근로장려금 지급일 보정요구, 자료 보완, 현장확인 | 일괄지급일에 빠지면 언제 들어오나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-copay-limit-refund-screens-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>건강보험료 조회, 본인부담금, 본인부담상한제 | 보험료 화면과 병원비 환급을 어떻게 가르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-jurisdiction-center-residence-move-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-14</news:publication_date>
      <news:title>실업급여 신청, 관할 고용센터, 거주지 vs 근무지 | 이사하면 창구는 어디로 옮기나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-deferred-early-old-age-pension-rate-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-14</news:publication_date>
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        <news:language>ko</news:language>
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  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-14</news:publication_date>
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  <url>
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    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-14</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-10pct-repay-or-rate-add-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-13</news:publication_date>
      <news:title>버팀목 전세대출 연장, 10% 상환, 가산금리 | 원금을 깎을까 이자를 올릴까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-parttime-hours-floor-prescribed-hours-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-13</news:publication_date>
      <news:title>실업급여 금액, 단시간 하한, 소정근로시간 | 8시간 66,048원과 내 하루가 왜 다르나?</news:title>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-cheongyak-savings-preferential-installments-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-household-head-pre-head-under30-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-13</news:publication_date>
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  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-buttimok-repay-switch-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-13</news:publication_date>
      <news:title>디딤돌대출 생애최초, 버팀목 전세, 중복 불가 | 전세금 반환과 잔금은 같은 날 맞출 수 있나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-job-exit-leave-gap-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-13</news:publication_date>
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  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-13</news:publication_date>
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  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  <url>
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    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
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    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
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    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
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    <news:news>
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        <news:language>ko</news:language>
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  </url>
  <url>
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        <news:language>ko</news:language>
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  </url>
  <url>
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    <news:news>
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        <news:language>ko</news:language>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/severance-pay-calculation-average-wage-30days-tenure-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/youth-doeyak-account-gov-contribution-income-bracket-calc-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-method-channel-map-work24-worknet-center-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-late-apply-12month-window-loss-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-monthly-payment-limit-capacity-05p-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-net-assets-4-69-calculation-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>디딤돌대출 조건, 순자산 4.69억, 재산 산정 | 예금·주식·자동차 어디까지 잡히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-appraisal-vs-contract-price-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>디딤돌대출 생애최초, 담보평가액, 매매가 | LTV·집값 5억은 어느 숫자로 보나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-issue-date-validity-reissue-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>건강보험료 납부확인서 발급일·유효기간·재발급 | 대출·입주 최근 N일 서류 어떻게 맞출까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-after-amended-return-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>연말정산 환급금 조회, 경정청구 후 추가 환급, 홈택스 지급 상태 | 회사 정산 끝난 뒤 더 받는 금액은 어디서 보나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-reject-supplement-income-asset-nohome-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>신혼부부 지원금 탈락·보완 사유, 소득·자산·무주택 | 거절 뒤 어디를 먼저 고치나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-estimate-vs-decided-amount-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>근로장려금 지급일 예상지급액·결정액 조회, 산정 내역 | 입금 전 홈택스 금액 맞추는 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-autodebit-withdraw-partial-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>건강보험료 조회, 자동이체 예정일, 출금·미출금 | 부분납일 때 앱 화면 읽는 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-eligibility-review-notice-timeline-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>실업급여 신청, 수급자격 심사, 보완 요청, 인정 통지 | 접수 다음 날부터 오는 안내는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-disability-benefit-grade-insured-period-vs-welfare-2026/</loc>
    <news:news>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>국민연금공단 장애연금, 가입기간·등급, 노령 전환 | 장애인연금과 어떻게 다르고 청구 순서는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/first-meet-voucher-happy-card-daily-necessities-2026/</loc>
    <news:news>
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        <news:language>ko</news:language>
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  </url>
  <url>
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      <news:publication_date>2026-08-12</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/single-parent-family-certificate-issuance-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>한부모가족증명서 발급 방법 | 정부24·주민센터 절차와 유효기간 총정리</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/severance-pay-unpaid-complaint-labor-office-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-12</news:publication_date>
      <news:title>퇴직금 미지급 신고 방법 | 14일 기한 넘으면 노동청 진정 5단계</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-calc-remuneration-base-nontax-bonus-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>건강보험료 계산, 보수월액·비과세·상여 | 연봉÷12로 곱하면 왜 명세와 안 맞나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-4week-rounds-last-remainder-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>실업급여 금액, 4주 회차 누적, 마지막 잔여 일수 | 끝 입금이 왜 작아지나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-reflect-timing-arrears-installment-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>건강보험료 납부확인서, 납부 반영 시점, 체납·분납 | 방금 냈는데 금액이 비면 언제 다시 받을까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-multichild-05-newlywed-02-preferential-monthly-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-no-home-2year-history-presale-rights-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>디딤돌대출 조건, 무주택 2년 이력, 분양권·상속 | 지금 집 없어도 막히는 경우는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-pre-sale-balance-apply-timing-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>디딤돌대출 생애최초, 분양 잔금, 입주 전 신청 | 중도금·잔금일 맞춰 언제 접수할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-local-income-tax-national-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>연말정산 환급금 조회, 지방소득세, 국세 환급 | 10% 지방세는 어디서 따로 확인하나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-no-child-vs-after-birth-windows-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>신혼부부 지원금 무자녀·출산 후, 첫만남·부모급여·신생아 특례 | 자녀 생기면 어떤 창이 더 열리나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-applicant-account-change-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>근로장려금 지급일 신청자 계좌·예금주, 계좌 변경 | 부부 중 누구 통장에 찍히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-first-month-hire-acquisition-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>건강보험료 조회, 입사 첫 달, 취득 신고 | 자격만 뜨고 보험료가 비어 있을 때 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-jobseek-reg-eligibility-edu-order-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>실업급여 신청, 구직등록, 수급자격 인정 교육 | 접수 전에 끝낼 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-insured-period-10-years-old-age-eligibility-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/car-purchase-tax-relief-when-buying-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-semi-annual-second-half-apply-september-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/corporate-tax-interim-prepayment-august-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/property-tax-second-installment-september-payment-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-11</news:publication_date>
      <news:title>재산세 2기분 9월 납부 2026 | 분납 기준·가산금·위택스 납부까지</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-calc-april-settlement-annual-burden-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-floor-2-15-lowest-bracket-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>디딤돌대출 금리, 최저 2.15%, 소득 2천만·만기·우대 | 표 가장 낮은 칸에 들어가려면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-vs-eligibility-paid-cert-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>건강보험료 납부확인서, 자격득실확인서, 완납증명서 | 대출·입주 때 어떤 서류를 내야 할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-3month-avg-wage-bonus-ot-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>실업급여 금액, 퇴직 전 3개월 평균임금, 상여·초과수당 | 일액 산정에 뭐가 들어가나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-multi-child-preferential-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>디딤돌대출 조건, 다자녀 우대, 2자녀 이상 | 소득 8.5천만·한도 4억은 어떻게 적용될까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-sole-joint-title-borrower-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>디딤돌대출 생애최초, 단독명의, 공동명의 | 차주는 누구로 잡아야 우대가 유지되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-dependent-consent-simplify-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-net-asset-home-price-deposit-cap-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>신혼부부 지원금 순자산, 집값 5억, 보증금 3억 | 소득 통과 후 한도는 어디서 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-decision-notice-to-deposit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>근로장려금 지급일 지급결정 통지 후 입금, 홈택스 결정일 | 통장에 찍히기까지 며칠인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-dependent-loss-first-bill-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>건강보험료 조회, 피부양자 자격 상실, 지역가입 첫 고지 | 0원이던 화면이 금액으로 바뀔 때 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-history-separation-check-before-screen-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>실업급여 신청, 고용보험 가입이력, 이직확인서 | 화면 열기 전 5분 점검은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-standard-income-premium-cap-rate-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>국민연금공단 기준소득월액, 보험료 상한 하한, 보험료율 | 직장·지역 월 납부액은 어떻게 잡히나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/disability-application-eligibility-register-pension-allowance-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>장애인 신청자격, 장애등록, 중증 여부, 소득 | 연금·수당·활동지원 어디서 맞을까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/quit-job-4-insurance-change-order-2026/</loc>
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        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>퇴사 후 4대보험 어떻게 바뀌나 - 건강보험·국민연금·고용보험 처리 순서 2026</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/national-scholarship-2nd-semester-apply-checklist-2026/</loc>
    <news:news>
      <news:publication>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-overseas-exit-2026/</loc>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
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      <news:publication_date>2026-08-10</news:publication_date>
      <news:title>실업급여 수급 중 해외 출국 - 단기 관광도 신고해야 할까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-tax-free-net-vs-salary-4week-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>실업급여 금액 비과세 실수령, 4주 입금, 월급 세후 | 얼마로 비교해야 할까?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-lease-loan-maturity-guarantee-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>버팀목 전세대출 연장, 전세계약 만기, 반환보증 | 대출 만기와 날짜가 어긋나면?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-yearend-hometax-fix-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>건강보험료 납부확인서, 연말정산 간소화, 홈택스 | 자료가 비거나 어긋날 때 보완 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-priority-term-preferential-principal-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>디딤돌대출 금리, 만기 단축, 우대 0.2%p, 원금 축소 | 월 부담 줄이려면 무엇부터 볼까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-trade-in-existing-mortgage-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>디딤돌대출 조건, 갈아타기, 기존 주담대 | 1주택·처분 조건부도 가능한가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-vs-special-supply-acqtax-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>디딤돌대출 생애최초, 특공 생애최초, 취득세 | 소득·집값·자산 기준이 왜 다르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-payroll-vs-nts-direct-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>연말정산 환급금 조회, 회사 급여 환급, 국세청 직접 입금 | 어디에 찍히는지 어떻게 가르나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-income-bracket-50-60-70m-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>신혼부부 지원금 부부합산 소득, 5천만·6천만·7천만 경계 | 연봉 구간마다 열리는 창구는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-tax-year-vs-pay-year-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>근로장려금 지급일 귀속연도·지급연도 구분, 정기 9월·반기 입금 | 어느 해 소득분이 언제 들어오나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-parental-unpaid-leave-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>건강보험료 조회, 육아휴직·출산전후휴가·무급휴직 | 보험료가 0원·감액일 때 확인 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-after-recognition-jobseek-report-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>실업급여 신청 후 실업인정, 구직활동 신고, 4주 입금 | 신청만 하고 끝내면 안 되는 이유는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-payment-date-deposit-account-change-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>국민연금공단 지급일, 노령연금 입금, 계좌 변경 | 25일 전후 안 들어올 때 확인 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/new-car-acquisition-tax-bond-discount-guide-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>신차취득세 채권 할인, 지역개발·도시철도채권 | 즉시 매도 vs 만기 보유 뭐가 유리할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/noranwoosan-mutual-aid-tax-deduction-limit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>노란우산공제 소득공제 한도 2026 | 소상공인 절세 효과 완전 정리</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/parental-leave-benefit-eligibility-amount-spouse-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>육아휴직급여 신청 조건 · 금액 · 배우자 동시 사용 2026 | 고용보험 180일 기준</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/basic-pension-eligibility-selection-criteria-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-09</news:publication_date>
      <news:title>기초연금 수급 자격 선정기준액 2026 | 단독·부부 소득인정액 계산법</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-cap-floor-salary-band-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>실업급여 금액, 상한 찍히는 월급, 하한 구간 | 내 급여가 어느 칸인지?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-renewal-increase-move-order-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>버팀목 전세대출 연장, 재계약·증액·이사 순서 | 집주인 합의부터 은행 신청까지 언제 무엇을 하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-income-boundary-jump-monthly-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>디딤돌대출 금리, 소득 경계 2천만·4천만, 구간 점프 | 1원만 넘어도 월 납입이 갈릴까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-application-vs-closing-date-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>디딤돌대출 조건, 신청일·잔금일 판정, 매매계약 후 | 계약 때는 됐는데 잔금 때 탈락하는 경우는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-limit-3eok-vs-ltv80-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>디딤돌대출 생애최초, 한도 3억, LTV 80% | 매매가별 어느 한도가 먼저 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-no-home-household-parent-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>신혼부부 지원금 무주택 판정, 세대원 명의, 부모 집 | 배우자·가족 주택 있으면 어떤 창이 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-monthly-history-12months-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>건강보험료 조회, 월별 부과 이력, 12개월 추이 | 납부확인서 발급 전 기간은 어떻게 잡나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-pdf-print-verify-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>건강보험료 납부확인서 PDF 저장, 인쇄, 진위확인 | 앱·PC에서 받은 뒤 제출 형식은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-payroll-reflection-month-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>연말정산 환급금 조회, 급여명세 반영 월, 2월·3월 차감징수 | 이번 달 월급에 이미 들어왔는지 어떻게 확인하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-property-50-percent-cut-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>근로장려금 지급일 재산 50% 감액, 1.7억~2.4억 구간 | 입금 전 실수령액은 어떻게 잡히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-daily-worker-construction-sum-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>실업급여 신청 일용근로자, 건설일용, 근로내역 합산 | 일반 직장 퇴사와 다른 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-earnings-test-working-old-age-pension-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>국민연금공단 소득 있는 업무, 노령연금 감액, 재직자 | 일하면서 받으면 얼마나 줄나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/military-savings-when-to-search-join-timing-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-08</news:publication_date>
      <news:title>군적금 찾는 시기, 장병내일준비적금 가입 타이밍, 입대 전후 | 언제 알아보고 언제 넣어야 할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-conditions-household-income-applicant-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>버팀목 전세대출 조건, 세대주·예비세대주, 부부합산 소득 | 누가 신청하고 소득은 어떻게 잡히나?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-age50-tenure-gap-table-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>실업급여 금액, 50세 전후, 가입기간 | 같은 일급인데 총액이 갈리는 표는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-amortization-equal-principal-grace-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>디딤돌대출 금리, 원리금균등·원금균등, 거치 | 같은 %라도 월 납입이 갈리는 이유는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-income-calc-employee-business-pension-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>디딤돌대출 조건, 소득 산정, 근로·사업·연금 | 6천만·7천만 경계 통과 기준은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-no-home-vs-lifetime-history-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>디딤돌대출 생애최초, 무주택, 과거 이력 | 지금 집 없어도 우대 못 받는 경우는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-preview-vs-final-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>연말정산 환급금 조회, 미리보기, 확정 차감징수 | 1월 예상과 2~3월 실제가 다르면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-marriage-period-7year-cutoff-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>신혼부부 지원금 혼인기간 7년, 특공·디딤돌·버팀목 | 기간 지나면 어떤 혜택이 먼저 닫히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-gov24-app-pc-channels-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>건강보험료 조회, 정부24·The건강보험·공단 PC | 채널마다 보이는 화면과 고르는 기준은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-kiosk-branch-fax-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>건강보험료 납부확인서 무인발급기, 지사 방문, 팩스 | 앱 없이 종이·팩스로 받는 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-late-apply-discount-4months-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>근로장려금 지급일 기한후신청 10% 감액, 신청 후 4개월 | 5월 놓치면 언제 입금되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-exit-reason-blockers-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>실업급여 신청, 권고사직, 계약만료, 정당한 이직 | 퇴사 사유별 막히는 지점과 먼저 할 일은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-unpaid-premium-delinquency-installment-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>국민연금공단 보험료 미납, 체납 납부, 분할납부 | 연체금과 추납 차이는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/employment-promotion-subsidy-target-who-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>고용촉진장려금 대상자란, 취업취약계층 유형, 사업주 지원 조건 | 누가 해당되고 채용 시 무엇이 달라지나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/child-tax-credit-eligibility-apply-after-may-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>자녀장려금 신청 자격, 소득기준, 재산기준, 근로장려금과 차이 | 5월 정기신청 놓쳤다면 어떻게 하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/jeonse-fraud-victim-support-apply-priority-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>전세사기 피해자 지원, 피해자 결정 신청, 우선매수권 | 피해 확인 후 먼저 해야 할 일 3가지</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/energy-voucher-eligibility-amount-apply-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-07</news:publication_date>
      <news:title>에너지바우처 신청 자격, 가구원 수별 지원금액, 사용처 | 기초수급자도 자동으로 받는 게 아닌 이유</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-conditions-housing-deposit-area-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>버팀목 전세대출 조건, 임차 주택, 보증금 상한·전용 85㎡ | 어떤 집이 되고 어떤 집이 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-daily-monthly-total-days-matrix-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>실업급여 금액 일급 월환산 총수령 표 | 120~270일 구간별 통장 감각은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-principal-monthly-burden-preferential-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>디딤돌대출 금리, 대출액 2억·2.5억·3억, 우대 0.2%p | 월 이자 체감표는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-eligible-housing-officetel-villa-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>디딤돌대출 조건, 대상 주택, 오피스텔·빌라 | 어떤 집이 되고 어떤 집이 막히나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-newlywed-newborn-track-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>디딤돌대출 생애최초, 신혼우대, 신생아특례 | 조건이 겹치면 어떤 트랙부터 볼까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-additional-payment-withholding-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>연말정산 환급금 조회, 추가납부, 차감징수세액 | 환급이 아니라 낼 금액이 나오면?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-local-grant-loan-tax-stack-order-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>신혼부부 지원금 지자체 결혼축하금, 주거 대출, 세액공제 | 현금·대출·세금 혜택 병행 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-regional-score-breakdown-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>건강보험료 조회, 지역가입자 점수, 재산·자동차 | 앱 금액이 왜 이렇게 나왔는지 어떻게 분해하나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-amount-read-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>건강보험료 납부확인서 금액 읽는 법 2026 | 직장 공제·본인부담·대출 제출 시 칸 의미는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-sms-weekend-bank-deposit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>근로장려금 지급일 문자 알림 후 입금, 주말 밀림 | 통장 찍히는 날은 언제인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-employ24-online-center-visit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>실업급여 신청 고용24 온라인, 고용센터 방문, 수급자격 인정 | 집에서 되는 단계와 꼭 가야 하는 날은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-lump-sum-refund-eligibility-payout-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>국민연금공단 반환일시금, 자격, 지급액 | 가입기간 짧을 때 일시금으로 받는 조건은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/regional-talent-scholarship-amount-income-tier-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>지역인재 장학금 금액, 등록금 전액, 소득분위 | 학기당 얼마까지 지원되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/naealbaeumcard-training-parttime-income-burden-rate-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>국민내일배움카드 훈련 중 아르바이트, 소득 발생 | 병행해도 자부담률이 올라가나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/basic-pension-income-recognition-financial-deposit-deduction-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>기초연금 소득인정액 금융재산 계산 | 예금·통장잔고가 많으면 얼마나 깎이나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/youth-tomorrow-savings-household-income-parents-calc-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-06</news:publication_date>
      <news:title>청년내일저축계좌 가구원 기준, 소득 계산, 부모 합산 | 독립해서 살아도 부모 소득이 포함되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/buttimok-jeonse-extension-rate-recalc-monthly-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>버팀목 전세대출 연장, 금리 재산정, 월 이자 | 재계약 때 소득구간이 바뀌면 이자는 얼마나 달라지나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-fixed-after-execution-early-repay-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>디딤돌대출 금리, 실행 후 고정, 중도상환 3년 | 소득이 올라도 금리는 그대로일까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-theory-vs-actual-deduction-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>실업급여 금액, 대기기간, 알바 감액, 소정일수 단축 | 이론 최대보다 적게 받는 경우는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-fund-vs-bank-dti-dsr-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>디딤돌대출 조건, 기금 기준과 은행 DTI·DSR | 자격 통과 후에도 거절되는 이유는?</news:title>
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  </url>
  <url>
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      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-arrears-benefit-restriction-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-simplify-vs-withholding-receipt-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>연말정산 환급금 조회, 간소화자료, 원천징수영수증 | PDF와 회사 제출 숫자가 다르면 어디부터 볼까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-pre-wedding-dual-income-timing-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>신혼부부 지원금 예비신혼, 혼인신고 후, 맞벌이 합산 | 신청 가능 시점은 언제부터인가?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-regional-freelancer-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>건강보험료 납부확인서 지역가입자 프리랜서 사업자 | 소득금액증명과 같이 제출할 때 기간·금액은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-child-credit-combined-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>근로장려금 지급일 자녀장려금 동시 입금, 합산 실수령액 | 한 번에 들어올 때 확인 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-insured-period-180-days-sum-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>실업급여 신청 피보험단위기간 180일, 소정급여일수, 이직사유 | 여러 직장 합산해도 되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-regional-premium-payment-auto-transfer-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>국민연금공단 지역가입, 보험료 납부, 자동이체 | 퇴사 후 직장에서 지역으로 바뀌면 얼마를 내나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/multicultural-family-military-service-dual-nationality-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>다문화가족 병역관계, 복수국적 국적이탈, 병무청 의무 | 18세 되는 해 3월 말까지 뭘 확인해야 할까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/child-care-work-hour-reduction-pay-apply-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>육아기 근로시간 단축 급여 신청 방법 - 단축 시간별 계산 공식과 서류</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/youth-tomorrow-fill-savings-conditions-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>청년 내일채움공제 신청 조건과 납입 구조 - 3년 만기에 공제금이 얼마나 쌓이나</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/housing-benefit-tenant-rent-standard-region-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-05</news:publication_date>
      <news:title>주거급여 임차가구 지급액 계산 - 지역 기준임대료와 자기부담분은 어떻게 정해지나</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-calc-income-monthly-side-job-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>건강보험료 계산, 소득월액·부업·연 2천만원 | 본업 말고 추가로 얼마 나오나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-term-monthly-total-interest-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>디딤돌대출 금리, 만기 10·20·30년, 월 납입 | 총이자 차이는 어떻게 갈릴까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-conditions-single-freelancer-proof-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>디딤돌대출 조건, 1인가구 세대주, 소득증빙 | 미혼·프리랜서 통과 기준은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-home-acquisition-tax-combo-timeline-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-payslip-4insure-ltc-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>건강보험료 조회, 급여명세서 4대보험, 장기요양 | 공단 금액과 왜 어긋날까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-determined-vs-prepaid-tax-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>연말정산 환급금 조회, 결정세액, 기납부세액 | 홈택스 숫자 어떻게 읽나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-amount-job-seeker-allowance-early-bonus-compare-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
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    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/newlywed-support-fund-rent-jeonse-buy-12month-order-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>신혼부부 지원금 월세 전세 매매, 혼인 후 12개월 순서 | 상황별 1순위 창구는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-payment-confirmation-family-proxy-edoc-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>건강보험료 납부확인서 가족·대리 발급, 배우자 제출, 전자문서 | 본인 외 서류가 필요할 때 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/eitc-payment-date-wage-biz-settlement-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>근로장려금 지급일 근로소득·사업소득 차이, 반기 정산 | 누가 몇 월에 받나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/unemployment-benefit-apply-d-day-calendar-first-payment-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>실업급여 신청 D-day 캘린더, 구직등록·교육·첫 입금 | 퇴사 다음 날부터 언제 뭐 하면 되나?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-old-age-pension-apply-documents-early-delay-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>국민연금공단 노령연금 신청 방법 | 개시연령·서류·조기·연기 선택 순서는?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/sme-worker-income-tax-amendment-claim-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>중소기업 근로자 소득세 경정청구, 취업자 감면 누락 | 5년 안 소급 환급 받는 법은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/jeonse-deposit-protection-insurance-hug-hf-sgi-compare-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>전세보증보험 가입 방법 | HUG·HF·SGI 차이, 보증료 계산, 신청 절차</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/nps-retroactive-payment-apply-missing-period-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>국민연금 추납 신청 방법 | 빠진 기간, 최대 10년, 반납과 차이</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/youth-jump-account-apply-conditions-income-limit-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-04</news:publication_date>
      <news:title>청년도약계좌 2026 신청 방법 | 나이·소득·중복·가입 절차 핵심 정리</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-calc-job-exit-freelance-voluntary-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-03</news:publication_date>
      <news:title>건강보험료 계산, 퇴사·이직·프리랜서 전환, 임의계속가입 | 직장·지역 본인부담 어떻게 달라질까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-loan-rate-final-applied-steps-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-03</news:publication_date>
      <news:title>디딤돌대출 금리, 소득구간 기본표, 우대 합산 | 최종 적용금리는 어떻게 확정될까?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-conditions-price-ltv-equity-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-03</news:publication_date>
      <news:title>디딤돌대출 조건, 집값 5억, 자기자금 | 계약 전 한도·LTV 먼저 맞추는 법은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/didimdol-first-homebuyer-dual-income-net-assets-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-03</news:publication_date>
      <news:title>디딤돌대출 생애최초, 부부합산 소득, 순자산 4.69억 | 맞벌이 7천 경계와 증빙 순서는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/health-insurance-premium-check-eligibility-dependents-2026/</loc>
    <news:news>
      <news:publication>
        <news:name>정책모아</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-08-03</news:publication_date>
      <news:title>건강보험료 조회, 자격득실확인서, 피부양자 | 앱·PC·전화에서 가입 상태부터 보는 순서는?</news:title>
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  </url>
  <url>
    <loc>https://policy.ambitstock.com/posts/year-end-tax-refund-inquiry-job-change-multi-employer-2026/</loc>
    <news:news>
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  <url>
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  <url>
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  </url>
  <url>
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</urlset>